Contract to Closing Partners
There are few things I enjoy more than saying to a client, “You just bought a home!” That means that the seller has accepted your offer, terms and contingencies have been agreed upon, the closing date has been set, and you’ll soon be preparing for moving day. That’s when my Contract to Closing Partners go to work FOR YOU!
Just because the contract has been accepted doesn’t mean my work for you stops. On the contrary, there are a myriad of other things I will do to ensure the process goes smoothly. I like to call it “the back office work.”
For example, if you are purchasing a home, I will take care of many of the administrative details on your behalf. I will work with the seller’s agent, the settlement company or attorney and your mortgage lender to ensure that all the necessary paperwork has been completed and submitted within the required time frames.
In addition, if you are selling a home, I will also take care of the administrative details on your behalf. I will work with the buyer’s agent, buyer’s mortgage lender, contractors and both buyer’s and seller’s settlement company or attorney to ensure that all the necessary paperwork has been completed and submitted within the required time frames.
Don’t worry about finding a good home inspector, contractor, insurance agent or settlement agent or attorney, etc. I am well-connected in the local real estate scene and can personally recommend reputable professionals and companies to help you.
Once you have made an offer on a home, the contract will be contingent upon a home inspection. A home inspection helps buyers to find out the condition of the home BEFORE you buy it. You want to make sure you’re not buying a lemon!! Save money and a lot of headache by having a home inspection performed.
In Virginia, you have the right to select the home inspector of your choice. Make sure you select a pro!
Clay Bryant, Licensed Inspector
Beach Home Inspections
(757) 650-7444 Direct Line
claybryant@beachhomeinspections.com
John Yaroch, Licensed Inspector
First Landing Home Inspctions
(757) 403-2615 Direct Line
jvyaroch@aol.com
In addition to your home inspection, you will have to have a termite and moisture inspection performed. Depending on how your contract is written, will determine whether the buyer selects and pays for the inspection or whether the seller selects and pays for the inspection. Your lender will require that the home your purchase or sell (if your buyer is obtaining financing) be free from wood destroying insects (termites) and free of any moisture damage.
In Virginia you have the right to select the insurance agent and company of your choice. Make sure you select a pro!
Weston Exterminating, Inc.
Office: (757) 313-8369
Visit Weston’s website.
Insurance is NOT an option; it’s a necessity. Your home is your most valuable asset. You MUST have it insured. Your lender will require you to have a homeowners or hazard insurance policy and you may even be required to have flood insurance. Now, don’t worry because the mortgage payment includes a portion of your insurance premium every month. However, how much insurance you need, what kind of policy and how much will the premiums cost are crucial questions. You need an agent who will give you a good rate in exchange for coverage that will provide comprehensive coverage of all your assets.
In Virginia you have the right to select the insurance agent and company of your choice. Make sure you select a pro!
Ken Crowder, Insurance Agent
State Farm Insurance Agency
757-461-2027 office
Agent website
Barbara “Bobbi” Schooler, Insurance Agent
Colonial Insurance Agency
757-622-6746 Office
Agent website
Iris Nance, Insurance Agent
Farmers Insurance Agency
757-578-4737 Office
Agent website
Closing day is the day everyone looks forward to. There are several important and legal documents that have to be prepared in order to transfer the ownership of property from the seller to the buyer. The proper research, preparation and filing of these documents is essential to you taking possession of your new home.
Closing on your home is the final step before you get the keys. It is the date that you will start planning for from the moment you sign the contract. Selecting a quality title company or real estate attorney is key in ensuring that all the lender documents, legal documents and compliance issues are handled properly.
In Virginia, you have the right to select your title company or real estate attorney to perform your closing. Make sure you select a pro!
Thompson Law Group • (757) 486-3333
Temple Law Group • (757) 497-3419
Jenny L. Colon, PC • (757) 277-9803
If at any time leading up to moving day you have a question, problem or concern, I will be right by your side to help. My network is vast and my resources are deep. If you have an issue, I have a solution or I know someone who does! You can count on me to be your REALTOR® before, during and after you cross the threshold into your beautiful new home.
If you have questions about the home buying process, please feel free to call or email or submit the CONTACT ME and we I will be in touch with you shortly.
Repairs are often necessary after you have had your home inspection. As the buyer you cannot select who the seller has perform the work. However, after closing you may want to have some upgrades or enhancements done to your property…after all, it’s YOURS now! I have worked with all of these contractors on properties for clients and some in my own person residence. If you find you need work done or would like to renovate after closing, call one of my Preferred Contractors and tell them Angelia sent you!
Alston Enterprise, LLC
Marquis Alston, 757-816-3996
ATS Heating & Cooling
Brian Hines, 757-816-5433
B&B Contracting LLC
William Comer, 757-724-3615
JPC Properties LLC
Jeff Peterson, 757-561-2000
Man Up Solutions, LLC (plumbing contractor)
Demetrius Banks, 757-776-2058
Services of these providers is deemed to be credible but individual results cannot be guaranteed.
