First Time Homebuyers

Calling ALL First Time Homebuyers!

Are you a family of 2 or less, earning less than $80,400 OR are you a family of 3 or more earning less than $93,800?  Then VHDA may be for you!

No Down Payment?  No Problem.  If you are a First Time Homebuyer, you can get down payment assitance.  A First Time Homebuyer is defined as someone who has not ever owned a home, someone who has not owned a home in the last three (3) years OR in certain circumstances has not lived in a home they own for the last three (3) years.  If you are a First Time Homebuyer and are looking for down payment assistance, consider taking my VHDA First Time Homebuyer’s Class.  This class will make you eligible to receive 3.5-5% in down payment assistance from the Virginia Housing Development Authority (VHDA). There are certain eligibility requirements, but if you are a family of 3 or more, earning less than $93,800 annually, you could qualify for this program.

The following VHDA First Time HomebuyerClasses are held at the Janaf Branch Library in Norfolk, VA from 10:00am to 4:30pm (with a one hour break for lunch). Depending on your credit score, you could be eligible to qualify for at least 3.5% in down payment assistance and as much as 5%,  from VHDA after completing this class.

Contact any of my Preferred Mortgage Partners to get started with your VHDA mortgage loan approval.

The class is FREE but you have to register.  Below is the schedule for the last half of 2017.    The class is taught by Marion Uzzle, Angelia Graves and various special presenters.  You can contact Angelia or click on the link to register:


Saturday, July 29, 2017– SUCCESSFULLY COMPLETED

Saturday, August 26, 2017–

Saturday, September 23, 2017–Registration link opens after August class

Saturday, October 21, 2017–Registration link opens after September class

Saturday, November 18, 2017–Registration link coming after October class



Our only class in Chesapeake this year will be held at The Mount, 215 Las Gaviotos Blvd, Chesapeake, VA 23322.  That class will have the same format as the Norfolk class except it will run from 9:00am to 3:30pm with a one hour lunch break.

Saturday, November 11, 2017 — Registration link coming October 1, 2017